Fortified Roof Experts Mobile, AL

SAH provides grants to Alabama residents for residential wind mitigation on existing, owner occupied, single family homes. Funding for this program comes from the insurance industry in Alabama and is not funded from the state’s general budget, nor is it tied to a federally funded program.

The mitigation standard adopted by the Strengthen Alabama Homes program is known as the FORTIFIED Home™ program and it was developed by the Insurance Institute for Business and Home Safety (IBHS). To receive this grant, you must reach the IBHS FORTIFIED Roof or Silver standard. 

Applicants should understand the following before applying:

• Grants will pay 100% of the cost of mitigation up to $10,000
• The grant award amount MAY NOT cover the entire cost of the work needed
• Work completed must meet the FORTIFIED™ Roof or Silver standard
• Homeowners must pay a small fee for the FORTIFIED™ Evaluation
• The grant award amount will not be visible until all three bids are received. Remember, the grant maximum amount that you can be awarded will not exceed $10,000.

A FORTIFIED evaluation is a required step in the FORTIFIED process and provides homeowners and contractors an understanding of the work needed to mitigate a home. A certified FORTIFIED Evaluator will perform an initial review of the current condition of the home and provide documentation of the steps needed to reach either the FORTIFIED™ Roof or Silver level. As mitigation continues, the Evaluator will work with your chosen contractor to document all the work and submit the home for certification. You, as the homeowner, are responsible for paying the small fee for the evaluation directly to the evaluator.Our grants do not cover the cost of the evaluation.

Your application will be evaluated provided funds are available and your home is able to be mitigated. If there are any costs above the grant award amount, these will be the responsibility of the homeowner. Contracts for all mitigation work will be between the contractor and the homeowner. When the mitigation work is completed on your home and you receive an IBHS FORTIFIED™ designation (a certificate), SAH will issue payment up to the grant amount stated in your award letter directly to the contractor on your behalf. We do not issue funds to the homeowner.

FORTIFIED™ Evaluators charge a small fee for their service. These fees vary by evaluator. Knockout Inspections prides ourselves on offering some of the most affordable prices in South Alabama. Although you are required to pay a small fee for the evaluation, the SAH grant program is not a reimbursement program and you are not required to pay for the work on your home up-front for the mitigation work.

Homes with a FORTIFIED™ Designation in Alabama receive discounts on the wind portion of their homeowner’s insurance premium. Additionally, a new study from the University of Alabama shows that FORTIFIED™ homes sell for nearly 7% more than non-FORTIFIED™ homes. Contact your insurance agent for discount details. Once your project is complete, SAH will ensure you are receiving the appropriate insurance discount.